Guaranteed Asset Protection (GAP) - (Motor vehicles and Power sports)

GAP cancels or reduces the difference between your outstanding loan balance and auto insurer’s settlement in the event the vehicle is damaged beyond repair, reported stolen, or declared a total loss. You can sign up for GAP when you apply for your vehicle loan. And for your convenience, the amount can be rolled into your monthly loan payment.
 

Mechanical Repair Coverage (vehicles)

Mechanical Repair Coverage (MRC) is a protection plan to help pay for mechanical breakdowns that occur for listed parts covered in the MRC agreement.

  • Eliminate/decrease cost of repairs
  • Choose the warranty option specific to your needs
  • Includes Roadside assistance Program


Help Play it Safe

Peace of Mind Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements ease the enrollment process. 


Protection that Matters

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Peace of Mind Protection will cancel or reduce repayment of your loan debt—helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment


Disclaimer
:
*Your purchase of Peace of Mind Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Peace of Mind Protection

Loan Protection

NCUA
 

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